NC 401(k) and NC 457 Plans
Welcome to the North Carolina 401(k) and NC Deferred Compensation (NC 457) Plans web page. This plan is administered by the NC Department of State Treasurer and provided by Prudential Retirement. If you are looking for the link to your account information or trying to learn more about the plans before you enroll, you are in the right place!
Not sure if you need supplemental savings? Your Annual Benefits Statement will help you determine if you are saving enough for a secure retirement. Log in to ORBIT to view your current or past Annual Benefits Statements. Be sure to pay attention to the personalized gap analysis!
If you have questions regarding your account or the investment options in the plans, call 1-866-NCPlans (1-866-627-5267) or visit the Supplemental Retirement Plans website at www.NCPlans.prudential.com.
What Plan is Right for Me?
View our Plan Comparison Chart to learn more about the features of the NC 401(k) and NC 457 Plans to determine which plan better fits your retirement goals. Please note that not all employers offer both Plans. Review the list of agency participants, or contact your human resources representative to learn which retirement plans are available to you.
What Investment Options Do I Have?
The Supplemental Retirement Plans currently offer 12 investment options for the NC 401(k) and Deferred Compensation (NC 457) Plans:
Hypothetical Historical Investment Performance
The NC funds were established in 2009 and, as a result, actual historical investment performance is not available for periods prior to that year. However, the investment managers within each NC investment option have performance results available for investment strategies used by the Supplemental Retirement Plans prior to 2009. Using this data, we are able to provide hypothetical investment performance of the NC investment options prior to their inception in 2009.
More Information For additional information regarding the NC 401(k) and NC 457 Plans please call 1-866-NCPLANS (627-5267) or visit the Plans’ website at www.NCPlans.prudential.com. Here you will find the most recent information regarding the Supplemental Retirement Plans, as well as retirement planning tools and information. |
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As part of our normal process, administrative fees are deducted from member accounts to help cover the cost of administering the 401(k) and 457 Plans. After comparing the accumulated fees to the Plans’ expected administrative expenses, we have determined it would be prudent to return to each Plan’s members a portion of that Plan’s accumulated fees. Therefore, if you had an account balance in either the 401(k) Plan or the 457 Plan at any time from January 1, 2009 to November 30, 2012, we will return funds into your account based on:
- The total amount of fees to be refunded for that Plan,
- Divided by your individual average monthly account balance from January 2009 to November 2012.
Look for these refunded fees to be deposited in your NC 401(k) and/or 457 account in March 2013. Prudential will also be reaching out to members who closed their accounts to make sure their appropriate share is returned to them. |
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Members of the Teachers' & State Employees' Retirement System (TSERS) and Local Governmental Employees' Retirement System (LGERS) are able to transfer their NC 401(k) and/or NC 457 funds to the NC Retirement System to receive an additional monthly benefit.
For more information, visit NC 401(k) and NC 457 Transfer Benefit |
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This exclusive message, for North Carolina public employees, is a quick and insightful podcast from State Treasurer Janet Cowell that will provide you with valuable perspective on the current economic situation and give you tips on finding extra money to save for your future.
Download the podcast (.mp3) |
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